How can I save money on a budget

Save $10,000 for a downpayment on a home.Cut every category just a little bit sturti / getty images when you're pinching pennies, you may have already cut all the unnecessary items from your budget.The mindset you need to get into immediately with your finances, and as an entrepreneur in general, is the 80/20 rule.Shoot for 10% a simple rule of thumb for how much you should be putting away each month is to save 10% of your gross income (income before taxes are taken out).You can do this on a piece of paper, a note on your phone, or on a spreadsheet on the computer—whatever's easiest.

Here are my picks for the best ways to save money that you can do right now.Plum pro, which costs £2.99 a month.3 save money on furniture.[1] 2 turn down the heater.You can freeze them or turn them into things like applesauce, preserves and more to enjoy them throughout the year.

You might decide you can spend $50 on clothes.The key to keeping a budget is to track your spending on a regular basis so you can get an accurate picture of where your money is going and where you'd like it to go instead.To help you know when you've reached zero, we announce it proudly at the top of your screen.And if you are struggling to live within your budget each month, there is a good chance this is the culprit.Reducing produce waste is a great way to save money.

Check out our comparison of cable versus streaming to see if cutting the cord is a good option for you.How to save $10,000 in a year or less (it's easier than you think) 9.Saving money on your groceries is one strategy, but you can also make money for the food.You can use the rest of the money to pay bills or to save for something else.Buy cheaper gas to save money on gas, try the gasbuddy app.